Cash in Your Hands When a Hospital Stay Happens
Hospital indemnity insurance pays you a fixed benefit for every day you are admitted, so deductibles and bills never become a second emergency.
Sample Benefit Snapshot
A Financial Safety Net for the Unexpected
Even good health insurance leaves gaps: deductibles, copays and the everyday bills that keep coming while you recover. Hospital indemnity covers those gaps with cash you control.
- Receive a set amount per day of hospital stay
- Use it for deductibles, rent, groceries or anything else
- Works with employer plans, ACA plans and Medicare
Coverage Built Around Real Life
Simple plans, honest pricing and benefits that arrive when you need them.
Cash Paid to You
Benefits go directly to you, not the hospital, so you decide how to use every dollar.
No Network Limits
Go to any licensed hospital in the United States. Your benefit stays the same.
Fast Claims
Simple claim forms and quick payouts, often within days of receiving your proof of admission.
Admission Bonus
Receive a lump sum on the day you are admitted, plus daily benefits for each night.
Family Options
Cover yourself, your spouse and children under one convenient plan.
Locked-In Benefits
Choose guaranteed-renewable plans so your coverage cannot be cancelled because of health changes.
Three Easy Steps to Protection
Get a Free Quote
Tell us a little about yourself and see plan prices instantly.
Choose Your Benefit
Pick the daily amount that fits your budget and needs.
Stay Protected
Enjoy peace of mind. If you are admitted, file a claim and get paid.
Hospital Bills Should Not Drain Your Savings
The average U.S. hospital stay can cost thousands out of pocket. A small monthly premium helps you stay financially steady.
Check Plan PricesIs Hospital Indemnity Right for You?
It is popular with people who want extra financial breathing room.
High-Deductible Plan Holders
Cover the gap between your premium savings and a large deductible.
Self-Employed Workers
No sick pay? Cash benefits help replace income while you recover.
Adults 50 and Over
Hospital stays become more likely with age. Plan ahead with predictable cash.
Families With Kids
Keep the household running while a parent or child is in hospital.
Medicare Enrollees
Help with Part A deductibles and daily coinsurance.
Anyone Without Savings
A small premium can protect you from a large, sudden bill.
Spend the Benefit However You Need
Because the payment goes to you, there are no rules about where the money goes.
- Hospital deductibles and coinsurance
- Mortgage, rent and utility bills
- Childcare, travel and parking costs
- Groceries, prescriptions and recovery needs
Questions? We Have Answers
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